Flexible Financing and Purchasing Option Available

Quality sleep is an investment in your health. With our financing options and purchasing options, you can spread the cost over time and start enjoying better sleep immediately.

Shop All

No-credit-needed* Purchasing Options Available

No-credit-needed* Purchasing Options Available

No-credit-needed* Purchasing Options Available

No-credit-needed* Purchasing Options Available

No-credit-needed* Purchasing Options Available

No-credit-needed* Purchasing Options Available

No-credit-needed* Purchasing Options Available

No-credit-needed* Purchasing Options Available

No-credit-needed* Purchasing Options Available

No-credit-needed* Purchasing Options Available

Financing Made Simple

✓ As low as $35/month
✓ 0% APR plans available
✓ Instant approval decision
✓ No hidden fees or surprises
✓ Flexible terms up to 36 months

Prequalify Now
  • 1. Choose Your Mattress

    Browse our collection and find the perfect mattress for your sleep needs. Add it to cart when you're ready to checkout.

  • 2. Select Your Financing Option

    At checkout, choose either Progressive Leasing or Affirm based on what works best for your credit and budget.

  • 3. Get Instant Approval

    Complete a quick application and receive an instant decision. Your mattress ships the same day you're approved.

Get a New Mattress. No Credit Needed.

✓ No credit needed* - approval based on income
✓ Initial payment as low as $59
✓ Flexible payment schedule (weekly, bi-weekly, monthly)
✓ 90-day early purchase option** available
✓ Instant approval decision

Apply Now

*No Credit Needed:*Progressive Leasing obtains information from credit bureaus, but a credit history is not required. Not all applicants are approved.
**90 Day Purchase Option: *Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.

+ The initial payment (plus tax) is charged at lease signing. Remaining lease payments determined upon item selection. Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer’s cash price. Select items only. Cancel or purchase early at any time. Not available in MN, NJ, VT, WI, WY.

Over 250+ reviews on Google from our clients

4.9 / 5.0

Verified Purchase

The financing made it so easy to get a quality mattress without breaking the bank. Got approved through Affirm in seconds and my mattress arrived three days later.

Sarah M.

Progressive Customer

I was worried about my credit, but Progressive Leasing approved me based on my income. The payment plan fits perfectly with my paycheck schedule.

Marcus T.

Affirm Customer

Zero percent financing with Affirm was a game changer. I split the cost into six monthly payments and didn't pay a cent in interest. Whole process took five minutes.

Jennifer K.

Verified Purchase

The financing options made this mattress affordable for my family. We chose the 12-month plan and it's been totally manageable. No hidden fees, just straightforward monthly payments.

David R.

Progressive Leasing

I never thought I could afford a quality mattress, but the lease-to-own option changed everything. The approval was instant and now I'm sleeping better than I have in years.

Amanda L.

Instant Approval

Get an approval decision in seconds, not days. Apply online and start shopping immediately.

No Hidden Fees

What you see is what you pay. Transparent pricing with no surprise charges or hidden costs.

Flexible Terms

Choose payment plans from 3 to 12 months that fit your budget and paycheck schedule.

All Credit Welcome

Options available for every credit situation, from excellent credit to building credit.

Instant Approval

Get an approval decision in seconds, not days. Apply online and start shopping immediately.

No Hidden Fees

What you see is what you pay. Transparent pricing with no surprise charges or hidden costs.

Flexible Terms

Choose payment plans from 3 to 12 months that fit your budget and paycheck schedule.

All Credit Welcome

Options available for every credit situation, from excellent credit to building credit.

×

TELL YOUR STORY

Why Choose MyMattress

Buying a mattress should be easy, transparent, and built around real comfort. Here’s what makes us different.

Fast & Free Delivery

Your mattress arrives compressed in a box and delivered to your door in days, ready to unbox and unwind.

Personalized Comfort

Take our Rest Test quiz to find the perfect firmness and support for how you actually sleep.

Trusted Quality

We partner with Corsicana, one of America’s most reliable mattress manufacturers, to guarantee lasting comfort.

18 bolt

10-Year Warranty

18 earth

Eco-Friendly Approach

18 heart hand

Real Support, 24/7

BUY NOW, PAY LATER - 0% APR AVAILABLE OR NO CREDIT NEEDED* - INSTANT DECISION

BUY NOW, PAY LATER - 0% APR AVAILABLE OR NO CREDIT NEEDED* - INSTANT DECISION

BUY NOW, PAY LATER - 0% APR AVAILABLE OR NO CREDIT NEEDED* - INSTANT DECISION

BUY NOW, PAY LATER - 0% APR AVAILABLE OR NO CREDIT NEEDED* - INSTANT DECISION

BUY NOW, PAY LATER - 0% APR AVAILABLE OR NO CREDIT NEEDED* - INSTANT DECISION

BUY NOW, PAY LATER - 0% APR AVAILABLE OR NO CREDIT NEEDED* - INSTANT DECISION

BUY NOW, PAY LATER - 0% APR AVAILABLE OR NO CREDIT NEEDED* - INSTANT DECISION

BUY NOW, PAY LATER - 0% APR AVAILABLE OR NO CREDIT NEEDED* - INSTANT DECISION

BUY NOW, PAY LATER - 0% APR AVAILABLE OR NO CREDIT NEEDED* - INSTANT DECISION

BUY NOW, PAY LATER - 0% APR AVAILABLE OR NO CREDIT NEEDED* - INSTANT DECISION